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PAYPAL and the GIFT option for European Users! (listing 16 EU / 5 International countries atm)
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Compyfox
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PostPosted: Thu Jul 21, 2011 1:37 am reply with quote
Recently, a lot of sales are "prefered through PayPal (only)" and "send as gift only". While this request/system actually tries to evade all (high) PayPal Fees and the general TOS (illegal), it does not work for Germany - and a handful more European countries (please check below). The option simply doesn't exist anymore.


Arrow ADDITIONAL INFO:
According to KVR user DSK, there seems to be a "gift" option available. But only for registered business accounts:
Quote:
I think this is only valid when paying for registered businisses paypal accounts... but when selecting gift option it points out that I can choose to have the fees billed on top of the entered amount or the seller receives the x amount minus these fees.



Exclamation Important to know:
There are always additional fees involved!


These are (for Germany):
European Union: 1,9% of the sale price plus 0,39 Euro (standard handling)
International: 3,9% of the sale price plus 0,35 Euro (standard handling)

PLUS and at least 1% higher currency exchange rate than listed on YahooFinances (plus another fee for the currency change)!



Please take that into consideration - there is no other way around it with PayPal.


HINT (if you want to save on fees):
Maybe try IBAN/BIC as alternative in the European Union (see also page 2). Local buyers (within the same country) should stick to their local banking money transfer. Each of these methods take a couple of days to register however, but are normally free of charge!

International money transfer (bank) can involve a lot of extra fees! I can't give any information regarding Western Union - sorry.



PAYPAL GIFT OPTION AVAILABLE - EUROPE:
Austria - Yes
Denmark - Yes
Finland - Yes
France - Yes
Germany - No
Greece - Yes
Hungary - Yes
Italy - Yes
Norway - No
Poland - Yes
Portugal - Yes
Romania - Yes
Slovakia - Yes
Spain - Yes
Sweden - Yes
United Kingdom - Yes


PAYPAL GIFT OPTION AVAILABLE - INTERNATIONAL:
Brazil - No
Hong Kong (People's Republic of China) - No
India - No (needs confirmation)
Jamaica - No
Japan - No
Last edited by Compyfox on Tue Jun 05, 2012 7:55 am; edited 15 times in total
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PostPosted: Thu Jul 21, 2011 1:44 am reply with quote
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Compyfox
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PostPosted: Thu Jul 21, 2011 1:50 am reply with quote
Can you maybe elaborate?
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standalone
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PostPosted: Thu Jul 21, 2011 1:53 am reply with quote
Can't you choose the "send money to family and friends" option?. There is a 0.5% fee for Europe, I believe.
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b-pole
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PostPosted: Thu Jul 21, 2011 2:53 am reply with quote
no gift option since I use paypal,
nevertheless never had problems to arrange deals without it so far. Wink
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Compyfox
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PostPosted: Thu Jul 21, 2011 3:56 am reply with quote
It's not about arranging deals in this case, but the constant "use gift option" only. So I felt I needed to point that one out.


@michi_mak:
Splitting fees is an option, or you could calculate it into your sale. I think this is up for the seller/buyer to decide.

Thanks for the info for Austria (Österreich). Anybody else from the EU care to contribute?
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metal
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PostPosted: Thu Jul 21, 2011 4:12 am reply with quote
"Gift" is still an option for me (Denmark).
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kx.001
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PostPosted: Thu Jul 21, 2011 4:20 am reply with quote
Was OK in UK last time I checked, but someone I sold to said that they couldn't find this option in their german account so I 'absorbed' the costs. I don't usually specific when I have sold things, but this was below the price I'd asked for so said I would do if it was sent as a gift (which then wasn't possible)
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artificial
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PostPosted: Thu Jul 21, 2011 4:33 am reply with quote
definitely works in Austria right now, just purchased something as a gift yesterday!

edit: just found out the michi_mak already pointed that out - thought, I'm the only Austrian here! Very Happy
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delaiah
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PostPosted: Thu Jul 21, 2011 5:20 am reply with quote
artificial wrote:
definitely works in Austria right now, just purchased something as a gift yesterday!

edit: just found out the michi_mak already pointed that out - thought, I'm the only Austrian here! Very Happy


yeah, I thought so too Very Happy.
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blue monk
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PostPosted: Thu Jul 21, 2011 7:01 am reply with quote
Bank transfer within Europe (including UK) is pretty quick (2-3 days), does not require anything but a regular bank account and mostly the fees for currency conversion (from € to GBP for example) are low.

I have done this 3 times, both sending and receiving money. Absolutely no problem.

Paypal can also be used of course. You only have to take into account that there is a higher cost to this.
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Compyfox
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PostPosted: Thu Jul 21, 2011 7:46 am reply with quote
Thanks for the info metal and kx.001 - added it on top (now in alphabetical order).


@blue monk:
Did you go by the IBAN/BIC route or just regular transfer?
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DubFox
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PostPosted: Thu Jul 21, 2011 8:10 am reply with quote
I don't ''get'' the whole payment by gift only thing. In essence, I guess, the seller just wants to receive exactly what he's asking for with no percentage taken off. I understand that desire, but that can be easily compensated for by simply adding ±5% to what you are sending as the buyer.

As a buyer, certainly in my neck of the woods, when I attempt to send a payment by the 'gift' option I get charged the fees. So either way I'm paying the ±5%, so why would I wilfully limit my protection should there be a problem with the transaction/transfer by using the 'gift' option ? when I can just pay the same fees using the regular 'purchase of goods' option, and receive total paypal coverage.


I have more to say on this topic, once a 'paypal resolution centre' issue is resolved, but in short I honestly think the 'payment by gift only' requests should possibly be disallowed, or buyers should at least be strongly discouraged from paying via the gift option.

Right now, seeing how this issue is playing out, I'm Uber grateful I militantly don't use the gift option.

anyone agree ?
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kx.001
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PostPosted: Thu Jul 21, 2011 8:20 am reply with quote
Maybe consumer law in Germany says Paypal have to provide the protection you get when you pay the fees for everyone, so just don't offer the gift option where you waive any of the protection.
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