Native Instruments Layoffs?

VST, AU, AAX, etc. plug-in Virtual Instruments discussion
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EnGee
KVRAF
5482 posts since 7 Oct, 2005 from NZ

Post Mon Sep 09, 2019 3:44 am

Calenberger wrote:
Mon Sep 09, 2019 3:32 am
There‘s too much drama, hot air and superior attitude in this thread to take it serious.
Too much anger, hatred and hypocrisy, just like the real world! I'm out of this thread (and most others!).
Let's donate to help the kids and save our planet.

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Forgotten
KVRAF
3345 posts since 15 Apr, 2019 from Nowhere

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 3:52 am

masterhiggins wrote:
Sun Sep 08, 2019 9:35 pm
Forgotten wrote:
Sun Sep 08, 2019 12:46 pm
yehboy1 wrote:
Sun Sep 08, 2019 10:09 am
glokraw wrote:
Sun Sep 08, 2019 9:04 am
When wealthy people choose to, or are forced to borrow,
it's rarely a good sign.
This statement couldn't be more wrong.
I would think the opposite is true - borrowing is generally a sign of confidence in the economy
No, lending is generally a sign of confidence in the economy. I know it sounds like the same thing, but they're not quite.
That’s not the case - banks are pretty much always willing to lend, and don’t often change their credit rating criteria (Why would they? The criteria for being able to repay a loan shouldn’t be dependent on the bank or the economy, it’s dependent on the customer’s credit risk rating). It’s is borrowing that is used as an economic indicator of consumer confidence by economists.

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masterhiggins
KVRAF
2102 posts since 31 Dec, 2004 from People's Republic of Minnesota

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 4:40 am

Forgotten wrote:
Mon Sep 09, 2019 3:52 am
masterhiggins wrote:
Sun Sep 08, 2019 9:35 pm
Forgotten wrote:
Sun Sep 08, 2019 12:46 pm
yehboy1 wrote:
Sun Sep 08, 2019 10:09 am
glokraw wrote:
Sun Sep 08, 2019 9:04 am
When wealthy people choose to, or are forced to borrow,
it's rarely a good sign.
This statement couldn't be more wrong.
I would think the opposite is true - borrowing is generally a sign of confidence in the economy
No, lending is generally a sign of confidence in the economy. I know it sounds like the same thing, but they're not quite.
That’s not the case - banks are pretty much always willing to lend, and don’t often change their credit rating criteria (Why would they? The criteria for being able to repay a loan shouldn’t be dependent on the bank or the economy, it’s dependent on the customer’s credit risk rating). It’s is borrowing that is used as an economic indicator of consumer confidence by economists.
By borrowing are you referring to banks issuing loans or consumers using already-established credit cards? Because depending on which models you’re looking at they can conflate the two. Banks are much more concerned about $300k loans than they are about $10,000 in credit card debt.

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Forgotten
KVRAF
3345 posts since 15 Apr, 2019 from Nowhere

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 5:13 am

masterhiggins wrote: By borrowing are you referring to banks issuing loans or consumers using already-established credit cards? Because depending on which models you’re looking at they can conflate the two. Banks are much more concerned about $300k loans than they are about $10,000 in credit card debt.
Qualified revolving credit lines like credit cards are not subject to the same qualifying criteria as loans that require credit qualification up front, so banks don’t conflate the two of them.

It’s not necessarily true that a bank is more concerned about a $300k loan than $10,000 in credit card deft either - a loan that size is likely to be collateralized, so the credit card debt is the higher risk (hence the higher interest rates). Banks write off far more in credit card debt annually than they do with any other kind of credit they extend.

Regardless of the type of credit extended, it’s still borrowing that determines consumer confidence rather than lending.

robotmonkey
KVRAF
2202 posts since 20 Jun, 2012

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 7:53 am

If NI is in financial trouble and goes on selling loop packs on subscription model, will this mean there won't be any freebies for Christmas anymore? That would be horrible.

I don't think this most important matter has been properly addressed yet. Nothing about it in the press release either.
No signature here!

PAK
KVRian
745 posts since 20 Feb, 2003

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 7:58 am

robotmonkey wrote:
Mon Sep 09, 2019 7:53 am
If NI is in financial trouble and goes on selling loop packs on subscription model, will this mean there won't be any freebies for Christmas anymore? That would be horrible.
Of course not. You will get the choice of a free loop pack or a lump of coal. Personally, I'll be choosing the lump of coal.

User avatar
dionenoid
KVRist
391 posts since 3 Jan, 2019 from Holland

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 8:02 am

robotmonkey wrote:
Mon Sep 09, 2019 7:53 am
If NI is in financial trouble and goes on selling loop packs on subscription model,
NI is already selling loops on subscription model. It's called Sounds.com
More BPM please

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digitalboytn
KVRian
1461 posts since 8 Dec, 2008 from Global Cowboy

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 9:56 am

robotmonkey wrote:
Mon Sep 09, 2019 7:53 am
If NI is in financial trouble and goes on selling loop packs on subscription model, will this mean there won't be any freebies for Christmas anymore? That would be horrible.

I don't think this most important matter has been properly addressed yet. Nothing about it in the press release either.
Now we're finally getting onto the serious stuff :wink:

NI might be looking down the barrel of a loaded gun, but the last thing the want to be,is the Grinch at Christmas...

No way buddy...

This Christmas,we'll all be getting a free loop :party:
Sorry - I don't use auto-tune....

machinesworking
KVRAF
1770 posts since 15 Aug, 2003 from seattle

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 10:18 am

EnGee wrote:
Mon Sep 09, 2019 3:44 am
Calenberger wrote:
Mon Sep 09, 2019 3:32 am
There‘s too much drama, hot air and superior attitude in this thread to take it serious.
Too much anger, hatred and hypocrisy, just like the real world! I'm out of this thread (and most others!).
Hmm? Personally I just remember that most people here do not carry on conversations in person the same way they do online, like the rest of the internet forums etc. It's far too common for people to come across as way more hypocritical, uncompromising, aggressive and emotionally invested in a subject online than in real life. I mean think about it, someone getting at all emotionally involved in whether NI are doing well or not is beyond ridiculous if all they really have invested in the company is a couple hundred dollars in software. It's like truly caring about a sports team to the point of fighting in a bar over it! :dog:

glokraw
KVRAF
7038 posts since 6 Oct, 2004

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 10:30 am

Forgotten wrote:
Mon Sep 09, 2019 5:13 am
Regardless of the type of credit extended, it’s still borrowing that determines consumer confidence rather than lending.
If NI are borrowing and paying interest to maintain their success,
or hopefully, to expand successfully on all fronts,
then either the interest cost will be passed on to us,
or their per-unit profit will go down. Of course,
selling far more units could still elevate the overall profitability,
even at or below market pricing, and it's important to remember
they are selling tools for artists, not dangerous street drugs.
More music brings it's own reward :hyper:

Living within the limits of ones own resources and abilities is
a fundamental principal of wealth building. Here in USA,
many people wear blinders, have no savings, have debts and
interest payments on lifestyle, leisure and entertainment purchases,
and won't consider working long hours to pay down their debts.
Banks rake in the interest, and far too many people
wind up $ broke when retiring $ :dog:

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Jim Rosebrook
KVRist
47 posts since 6 Mar, 2012 from Chillicothe, Ohio

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 12:38 pm

And this is why we can't have nice things.

A reference to this thread.. not the finance industry.

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vurt
addled muppet weed
50349 posts since 26 Jan, 2003 from through the looking glass

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 12:40 pm

Jim Rosebrook wrote:
Mon Sep 09, 2019 12:38 pm
And this is why we can't have nice things.
for me it's because of my dyspraxia, bumping in to things, knocking stuff over all the time.
chipped my jabberwockys ear off :help:
luckily i had two. also, it's more of a horn than an ear i guess.
clumsy f**ker. me, not you.

AnX
KVRAF
5250 posts since 17 Nov, 2015

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 12:45 pm

maybe if you weren't stoned all the time.... :hihi:

User avatar
vurt
addled muppet weed
50349 posts since 26 Jan, 2003 from through the looking glass

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 12:47 pm

AnX wrote:
Mon Sep 09, 2019 12:45 pm
maybe if you weren't stoned all the time.... :hihi:
you sound like my mum.

User avatar
vurt
addled muppet weed
50349 posts since 26 Jan, 2003 from through the looking glass

Re: Native Instruments Layoffs?

Post Mon Sep 09, 2019 12:47 pm

:lol:

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