No you don't, I reckon that's just a flat-out lie. I run beta versions all the time, on the Insider Slow Ring, and I never see any of that. No update has ever done anything at all to any driver on my system that stopped anything from working or required me to take any action and I'd be surprised if I didn't have more exotic drivers installed than you. e.g. Elektron Overbridge, Trueno and half-a-dozen different USB I/O devices. A few times drivers have had to reinstall themselves when I connected something but it was all automatic and took mere seconds. The worst thing that ever happened to me was that an update changed the drive letter on my microSD card from E to D, which took me exactly 10 seconds to rectify. Other than that it's all been smooth sailing since I got back on the Slow Ring a couple of years ago.
No, it is anything but, and I am using it online 100% of the time. Even if there are a million users having issues, that represents just 0.1% of users overall, which means that 99.9% of us are having no problems at all. And it's unlikely that anywhere near a million users are having problems, so it's even less significant. I think there are more than a million Insiders, so every new version has been tested by a million pro users before it gets a public release. What other software in history has had such a massive beta test programme to draw upon?It's all well documented. Maybe you're using yours offline. Online, it's a disaster.