Turns out it's both, genius.BMoore wrote:Probably a PayPal fee, and not the exchange rate.
slow
Well, that's great for you. You surely pay some kind of fee for it though, don't you?DrMEM wrote:My capital one credit card has no foreign transaction fee.chk071 wrote:No, it's not. Every bank or payment service has similar conditions. You don't expect people there to work for free, do you?wagtunes wrote:Well you know what? That's just f**king criminal.Michael L wrote:Paypal has fees for currency conversion and many other things:
https://www.paypal.com/vn/webapps/mpp/u ... #exhibit_A
Yeah, if I had known (my fault for not doing more research on foreign transactions) I would have paid via CC.jancivil wrote:Turns out it's both, genius.BMoore wrote:Probably a PayPal fee, and not the exchange rate.
slow
You know there's a difference between the exchange rate itself, as badtunes thought, and an exchange rate fee, right?jancivil wrote:Turns out it's both, genius.BMoore wrote:Probably a PayPal fee, and not the exchange rate.
slow
No, it's a rewards card with no annual fee, so they pay me.chk071 wrote:Well, that's great for you. You surely pay some kind of fee for it though, don't you?DrMEM wrote:My capital one credit card has no foreign transaction fee.chk071 wrote:No, it's not. Every bank or payment service has similar conditions. You don't expect people there to work for free, do you?wagtunes wrote:Well you know what? That's just f**king criminal.Michael L wrote:Paypal has fees for currency conversion and many other things:
https://www.paypal.com/vn/webapps/mpp/u ... #exhibit_A
You know that the issue of the amount of money he didn't expect to pay was a product of both, you being the one who went there, right? I mean that is the 'it' in my sentence, clearly. This is what you think makes you smarter than people, was the actual thing I wanted to convey here. It's really f**king bleak, buddy.BMoore wrote:You know there's a difference between the exchange rate itself, as badtunes thought, and an exchange rate fee, right?jancivil wrote:Turns out it's both, genius.BMoore wrote:Probably a PayPal fee, and not the exchange rate.
slow
DrMEM wrote:chk071 wrote:DrMEM wrote:chk071 wrote:No, it's not. Every bank or payment service has similar conditions. You don't expect people there to work for free, do you?wagtunes wrote:Well you know what? That's just f**king criminal.Michael L wrote:Paypal has fees for currency conversion and many other things:
https://www.paypal.com/vn/webapps/mpp/u ... #exhibit_A
You definitely pay somewhere. I pay an annual fee for my bank account (i think about 16 to 17 €), and then, they have fees for bank transfers, online banking, cash transactions, and what not. I'm afraid the "free banking service" is an illusion. It's also not because they're "a***holes who are only after my money". I don't think anyone likes to work for free here, neither do them.DrMEM wrote:No, it's a rewards card with no annual fee, so they pay me.chk071 wrote:Well, that's great for you. You surely pay some kind of fee for it though, don't you?DrMEM wrote:My capital one credit card has no foreign transaction fee.chk071 wrote:No, it's not. Every bank or payment service has similar conditions. You don't expect people there to work for free, do you?wagtunes wrote:Well you know what? That's just f**king criminal.Michael L wrote:Paypal has fees for currency conversion and many other things:
https://www.paypal.com/vn/webapps/mpp/u ... #exhibit_A
(I guess I pay for it through the generally higher prices that result from credit cards existing, but I'd be paying those prices regardless, so...)
Honestly I cannot remember the last time I outright paid for a banking service.
You mean by working with your, and others money. Yes, that's correct. At least partly (and apart from that, you also benefit from that, otherwise the fees would be even higher). They still need money to run the accounts and stuff. Especially when you take a look at how much money people hoard on their accounts. You may have noticed that interests have been getting lower and lower, also for investments.jancivil wrote: A bank is making money by being a f**king bank.
What's bleak, is that you don't understand the difference here.jancivil wrote:You know that the issue of the amount of money he didn't expect to pay was a product of both, you being the one who went there, right? I mean that is the 'it' in my sentence, clearly. This is what you think makes you smarter than people, was the actual thing I wanted to convey here. It's really f**king bleak, buddy.BMoore wrote:You know there's a difference between the exchange rate itself, as badtunes thought, and an exchange rate fee, right?jancivil wrote:Turns out it's both, genius.BMoore wrote:Probably a PayPal fee, and not the exchange rate.
slow
There are exchange rate fees, and there are exchange rates. And there are different issues.BMoore wrote:What's bleak, is that you don't understand the difference here.jancivil wrote:You know that the issue of the amount of money he didn't expect to pay was a product of both, you being the one who went there, right? I mean that is the 'it' in my sentence, clearly. This is what you think makes you smarter than people, was the actual thing I wanted to convey here. It's really f**king bleak, buddy.BMoore wrote:You know there's a difference between the exchange rate itself, as badtunes thought, and an exchange rate fee, right?jancivil wrote:Turns out it's both, genius.BMoore wrote:Probably a PayPal fee, and not the exchange rate.
slow
Maybe where you live, but I can guarantee that the bank accounts and CC's that I use don't get a dime in fees, interest, etc from me. Really. If a bank charges me a fee for an account, I take my money elsewhere. If it charges for online banking, I take my money elsewhere. Like jancivil, my CC card is free and they pay me money in rewards.chk071 wrote: You definitely pay somewhere. I pay an annual fee for my bank account (i think about 16 to 17 €), and then, they have fees for bank transfers, online banking, cash transactions, and what not. I'm afraid the "free banking service" is an illusion.
Just out of curiosity, where do you live? I want a bank and a CC like that.jsp1979 wrote: Maybe where you live, but I can guarantee that the bank accounts and CC's that I use don't get a dime in fees, interest, etc from me. Really. If a bank charges me a fee for an account, I take my money elsewhere. If it charges for online banking, I take my money elsewhere. Like jancivil, my CC card is free and they pay me money in rewards.
Lol... except that they work with YOUR money. And remember you read the fine print. You WILL pay something for your bank account or CC. Don't fool yourself. I don't know what you do as a dayjob, but, you don't work for nada either, do you?jsp1979 wrote:Maybe where you live, but I can guarantee that the bank accounts and CC's that I use don't get a dime in fees, interest, etc from me. Really. If a bank charges me a fee for an account, I take my money elsewhere. If it charges for online banking, I take my money elsewhere. Like jancivil, my CC card is free and they pay me money in rewards.chk071 wrote: You definitely pay somewhere. I pay an annual fee for my bank account (i think about 16 to 17 €), and then, they have fees for bank transfers, online banking, cash transactions, and what not. I'm afraid the "free banking service" is an illusion.
I let them make money off other people.
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