I hear ya. It's different for everyone but I witnessed a lot of that in my old day job.pdxindy wrote:For me, the time of year will not matter in the slightest in deciding whether to purchase or not...
When you earn a moderately high salary, intentionally overpaying your federal taxes (withholding more than you know you'll owe) keeps the tax man off your back and the interest for a year on $3-4k in a typical bank account would be peanuts anyway... so it's (for - some - married guys with kids) "the revolving man toy plan".
Toss the wife a couple of grand and go 'big man toy shopping' with the rest.
That's what I and a lot of my co-workers did anyway after taking out a pre-tax 15-20% for the college fund & IRA account.

