i typically use a 12db butterworth minimum phase crossover for anything i do that doesn't require narrow bands and when mixed back together you get the original signal without any modification at all. (there is only a delay)
i'm not sure what kind of synthetic tones you're talking about or why you'd use any steeper filter in a crossover for something like a multi-band compressor. it might make sense to use a steeper or narrower filter for the side-chain, but not in the signal path.
most of the plugins i've _ever_ tried modified the signal in some way which seemed unnatural and it seems the most popular plugins tend to be the ones which sound the least transparent for some reason. we just need to redefine "transparent" i guess.
