Music gear insurance - anyone have?

Anything about MUSIC but doesn't fit into the forums above.
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I should be able to attach this as rider on my home insurance, but when I mentioned software, my State Farm rep was all - duh? herp derp.

So I looked briefly and came up with this - https://www.musicproinsurance.com/. Does anyone use this? Are they on the up and up?

They they say they do specifically cover software.

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Against what do you wish to insure your software?

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I've used MusicPro Insurance for the last 15 years or so. Never had to make a claim, but it brought peace of mind - especially when I did a LOT of urban freelance bass gigs (sometimes needing to leave my upright bass and amp in the car for an hour when getting a bite to eat). They do cover computer expenses including software, but other than programs only available on a hard disk/DVD that seems less an issue these days.

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